Vista Mortgage Corp.

The Smart Way to Pay Off Your Mortgage

Loan Programs

Which loan is right for me?

Sometimes choosing between all the various loan programs can be confusing. In this section, we hope to help you decide which home loan would be best suited to your present situation. Keep in mind that these are generalized loan programs based upon length and rate fluctuation. We have many other programs available which use the principles you will read below, which we tailor to your specific needs.

Refinance - Why Refinance?

Refinance your existing mortgage for a better rate/pmt.

Home Improvement Loan

Make room additions, add a pool, make renovations to your home.

Construction Loans

Build the home of your dreams

Cash Out Refinance / Home Equity

Refinance your existing mortgage for a better rate/pmt and get cash out to use as you wish.

Fixed-Rate Mortgage Loans

The interest rate may be your main consideration if you expect to stay in your house for a long time. With a fixed-rate mortgage, you can be sure that your interest rate will stay the same for the entire life of your loan. Fixed-rate mortgages are available in a variety of repayment terms, with 15, 20, and 30 years the most common

Adjustable-Rate Mortgage Loans (ARM)

A mortgage that permits the lender to adjust its interest rate periodically on the basis of changes in a specified index

Other Programs:

} Pool/Spa Loans

} 5% Down No Mortgage Insurance

} 5% Down Less than Perfect Credit

} 97% LTV on Stated Assets

} 100% LTV on Stated Income

} 103% LTV Financing

} Bankruptcy & Foreclosures OK

} Interim Financing on Construction

} Investment Properties up to 90% LTV

} Jumbo Loans

} Land Contract / Purchasing

} No Doc up to 95% LTV

} No Ratio up to 95% LTV

} No FICO Loans

} Multiple Properties / Units

} Renovation / Remodeling

} Zero Down w/ Seller Carry

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